(How We're Paid)
Our primary responsibility is
to serve you in a responsible partnership, placing
your interests above all others in our relationship.
We will disclose how we are paid, and any conflicts
of interest that could influence us. We pledge
to provide the highest quality of advice, products
and services in exchange for reasonable compensation,
bot monetary and in the form of good will.
There are three components to
fee - We charge a separate financial
planning fee so that we can best provide objective,
generic advice to you, allowing you the option
to implement what, when, and where you determine
to be appropriate.
fee and/or product commission - Your
financial plan likely will indicate strategies,
products and services that will move you towards
your optimum financial state. We will present
implementation options for which we may be
compensated in fees or commissions. Our first
tier investment management fee is 1% plus
program fees (if any), with a minimum account
of $25,000. Smaller investment accounts and
insurance products generally remunerate us
Your Active Good Will-Personal
Introductions - Our desire is to
exceed your expectation in every phase of
our relationship. When we have done so, we
ask for your active good will. That good will
may take the form of personal introductions.
Several times each year we offer educational/information
meetings on financial related matters for
our clients and their acquaintences and we
encourage our clients to use these meetings
as a vehicel to introduce others to us.
pose special licensing problems because of the accessibility
to the public across jurisdictional lines. A rep-advisor
is not permitted to make any direct communication with
a prospective client unless the rep-advisor is appropriately
registered in that prospective client’s state.
For this reason, each website must have the following
Investment Advisory Services offered through Investment
Advisor Representatives of Cambridge Investment Research
Advisors, a Registered Investment Adviser. Securities
offered through Registered Representatives of Cambridge
Investment Research, Inc., a broker-dealer, member FINRA/SIPC,
to residents of: Alaska, Arizona, California, Colorado,
Florida, Idaho, Illinois, Kansas, Maryland, Massachusetts,
Montana, Nebraska, Nevada, New Mexico, Oregon, Utah,
Washington, Wisconsin. Cambridge and Cornerstone Financial
Planning, LLC. are not affiliated.